What is title

insurance

Title insurance is a one-time fee that protects your property and investment for as long as you, or your loved ones own the property.

protection

For a one-time fee that is collected at closing, an Owner's Policy protects you and your heirs from financial loss due to defects in the title to the real property.  Your policy can protect you from things like:

  • Mistakes in public records

  • Unpaid mortgages / property taxes / liens

  • Unknown heir of a previous owner who later claims an ownership interest in the property

  • A forged signature on a previously recorded deed

  • Instruments executed under an expired or fabricated power of attorney 

  • ...and much, much more!

peace of mind

The process is made simple with only two types of insurance policies: Owner's and Lender's.

Owners

Your lender doesn't live in your home; you do.You should have a policy to protect your investment as well. If a problem does arise; an Owner's Policy can protect you.

Lenders

Your lender will require a title insurance policy to protect their investment, this is the Lender's Policy. This protects the lender’s interests in the property if a problem were to arise.